Philadelphia, Pennsylvania residents can enroll in any one of the 28 affordable Individual health plans offered. In Philadelphia, the insurance carrier that offers the most Individual health plans to choose from is Independence Blue Cross. In total, there is 1 insurance company providing comprehensive Individual plans. There are 5 Bronze plans, 10 Silver plans, 6 Gold plans and 2 Plantium plans available in Philadelphia.
For those who have a doctor who is out-of-network, you can enroll in one of the 6 Preferred Provider Organization(PPO) plans. You can enroll in one of the 12 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Keystone HMO Silver Proactive Select plan from Independence Blue Cross, at a $387.91 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. The carrier with the largest selection of Individual plans in Philadelphia, Pennsylvania is Independence Blue Cross, which offers 12 plans with Health Maintenance Organization(HMO) network and 6 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Philadelphia, Independence Blue Cross has 397 doctors that accept Individual.. Individual enrollees that need to see a specialist in Philadelphia are in luck, as the city has 185 doctors specializing in internal medicine, 85 dentists, and 82 family medicine specialists who accept Individual health plans.