Residents of Phila, Pennsylvania have the option of enrolling in any one of 68 affordable Individual health plans available to them. In Phila, the insurance carriers that offer the most Individual health plans to choose from are Ambetter, Oscar, and Independence Blue Cross. In total, there are 3 insurance companies providing comprehensive Individual plans. There are 2 Bronze plans, 39 Silver plans, 13 Gold plans and 2 Plantium plans available in Phila.
If you want to see a doctor outside of your network, you can select from the 3 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 61 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Ambetter Balanced Care 207 (2021) plan from Ambetter, at a $360.20 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Phila, Pennsylvania is Ambetter, which offers 61 plans with Health Maintenance Organization(HMO) network and 3 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Phila, Independence Blue Cross has 111 doctors that accept Individual.. Individual enrollees that need to see a specialist in Phila are in luck, as the city has 53 doctors specializing in internal medicine, 25 psychiatry & neurology specialists, and 22 dentists who accept Individual health plans.