Lancaster, Pennsylvania residents can enroll in any one of the 34 affordable Individual health plans offered. There are 4 insurance carriers that offer inexpensive Individual health plans in Lancaster. Of these, the companies that offer the largest variety of plans to choose from are Highmark, Geisinger Health Plan, and Capital Blue Cross. There are 3 Bronze plans, 10 Silver plans, 8 Gold plans and 5 Plantium plans available in Lancaster.
If you want to see a doctor outside of your network, you can select from the 12 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 5 Health Maintenance Organization(HMO) plans at a lower cost. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Catastrophic PPO 8150/0/75 plan from Capital Blue Cross, at $313.13 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. The carrier with the largest selection of Individual plans in Lancaster, Pennsylvania is Highmark, which offers 5 plans with Health Maintenance Organization(HMO) network and 12 Preferred Provider Organization(PPO) network plans.
In Lancaster, Highmark is the insurance carrier with the largest network of practitioners with over 918 doctors to choose from. Capital Blue Cross comes in second with over 793 and Geisinger Health Plan is third with over 494 doctors that accept Individual. Individual enrollees that need to see a specialist in Lancaster are in luck, as the city has over 250 doctors specializing in internal medicine, over 200 family medicine specialists, and over 154 physical therapists who accept Individual health plans.