Cleveland, Ohio residents can enroll in any one of the 82 affordable Individual health plans offered. You can choose from 8 Individual insurance carriers operating in Cleveland. The companies that offer the widest variety of plans are Medical Mutual, CareSource, and Anthem BCBS. Cleveland consumers can choose from the following plans: 23 Bronze plans, 36 Silver plans, 16 Gold plans and 5 Plantium plans
If you want to see a doctor outside of your network, you can select from the 26 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 56 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the KP Catastrophic 6350/0 plan from Kaiser Permanente. The monthly cost of this plan is $168.83.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Medical Mutual has the largest selection of Individual plans for residents of Cleveland, Ohio. They offer 56 plans with Health Maintenance Organization(HMO) network and 26 Preferred Provider Organization(PPO) network plans.
If you select Anthem BCBS as your Individual provider, you’ll have access to over 2319 participating doctors in Cleveland. Medical Mutual has over 1554 doctors in their network and SummaCare follows with a network of over 936 practitioners. Need to see a specialist? There are many specialists in Cleveland that accept Individual health plans, including over 888 internal medicine specialists, over 336 doctors in the anesthesiology specialty, and over 275 physicians that specialize in pediatrics who accept Individual health plans.