West Fargo, North Dakota residents can enroll in any one of the 27 affordable Individual health plans offered. In West Fargo, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of North Dakota, Medica, and Sanford Health Plan. In total, there are 3 insurance companies providing comprehensive Individual plans. West Fargo offers 7 Bronze plans, 7 Silver plans, 10 Gold plans and 3 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 23 Preferred Provider Organization(PPO) plans. You can enroll in one of the 4 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Medica Applause Gold Copay plan from Medica, at a $301.05 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Cross Blue Shield of North Dakota has 4 plans that participates in Health Maintenance Organization(HMO) network and 23 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in West Fargo, North Dakota.
If you select Blue Cross Blue Shield of North Dakota as your Individual provider, you’ll have access to 5 participating doctors in West Fargo.. Individual enrollees that need to see a specialist in West Fargo are in luck, as the city has 14 doctors who are a speech-language pathologist, 12 family medicine specialists, and 9 physical therapists who accept Individual health plans.