West Fargo, North Dakota residents can enroll in any one of the 38 affordable Individual health plans offered. In West Fargo, the insurance carriers that offer the most Individual health plans to choose from are Sanford Health Plan, Blue Cross Blue Shield of North Dakota, and Anthem BCBS. In total, there are 3 insurance companies providing comprehensive Individual plans. West Fargo offers 8 Bronze plans, 18 Silver plans, 5 Gold plans and 4 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 19 Preferred Provider Organization(PPO) plans. You can enroll in one of the 19 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the BlueCare 70 Gold plan from Blue Cross Blue Shield of North Dakota, at a $482.14 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Sanford Health Plan has 19 plans that participates in Health Maintenance Organization(HMO) network and 19 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in West Fargo, North Dakota.
If you select Anthem BCBS as your Individual provider, you’ll have access to 36 participating doctors in West Fargo. Blue Cross Blue Shield of North Dakota has 5 doctors in their network. Individual enrollees that need to see a specialist in West Fargo are in luck, as the city has 16 doctors who are a speech-language pathologist, 11 family medicine specialists, and 9 physical therapists who accept Individual health plans.