Fargo, North Dakota residents can enroll in any one of the 34 affordable Individual health plans offered. You can choose from 4 Individual insurance carriers operating in Fargo. The companies that offer the widest variety of plans are Blue Cross Blue Shield of North Dakota, Medica, and Anthem BCBS. Fargo offers 9 Bronze plans, 9 Silver plans, 11 Gold plans and 4 for consumers to choose.
23 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can select one of the 11 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Medica Applause Gold Copay plan from Medica, at a $301.05 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. With 11 plans that offer Health Maintenance Organization(HMO) and 23 Preferred Provider Organization(PPO) plans, Blue Cross Blue Shield of North Dakota has the largest selection of Individual plans for residents of Fargo, North Dakota.
If you select Anthem BCBS as your Individual provider, you’ll have access to 566 participating doctors in Fargo. Blue Cross Blue Shield of North Dakota has 108 doctors in their network and Sanford Health Plan follows with a network of 1 practitioner. Looking for a specialist? Pick from of the 204 doctors specializing in internal medicine, the 69 family medicine specialists, or even the 62 pediatrics specialists who accept Individual health plans in Fargo.