Residents of Fargo, North Dakota have the option of enrolling in any one of 30 affordable Individual health plans available to them. In Fargo, the insurance carriers that offer the most Individual health plans to choose from are Sanford Health Plan, Blue Cross Blue Shield of North Dakota, and Anthem BCBS. In total, there are 3 insurance companies providing comprehensive Individual plans. Fargo consumers can choose from the following plans: 8 Bronze plans, 10 Silver plans, 5 Gold plans and 4 Plantium plans
For those who would like to visit doctors outside of their networks, choose one of the 15 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 15 Health Maintenance Organization(HMO) plans at a lower cost. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the BlueEssential 100 plan from Blue Cross Blue Shield of North Dakota, at $188.27 per month.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Sanford Health Plan has the largest selection of Individual plans for residents of Fargo, North Dakota. They offer 15 plans with Health Maintenance Organization(HMO) network and 15 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Fargo, Anthem BCBS has 539 doctors that accept Individual, followed by Blue Cross Blue Shield of North Dakota with 182 and Sanford Health Plan with 1 doctor. Individual enrollees that need to see a specialist in Fargo are in luck, as the city has 203 doctors specializing in internal medicine, 65 family medicine specialists, and 62 pediatrics specialists who accept Individual health plans.