Fargo, North Dakota residents can enroll in any one of the 38 affordable Individual health plans offered. You can choose from 3 Individual insurance carriers operating in Fargo. The companies that offer the widest variety of plans are Sanford Health Plan, Medica, and Blue Cross Blue Shield of North Dakota. Fargo offers 3 Bronze plans, 18 Silver plans, 5 Gold plans and 4 for consumers to choose.
19 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can select one of the 19 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Medica Individual Choice Gold Copay plan from Medica, at a $442.83 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. With 19 plans that offer Health Maintenance Organization(HMO) and 19 Preferred Provider Organization(PPO) plans, Sanford Health Plan has the largest selection of Individual plans for residents of Fargo, North Dakota.
If you select Medica as your Individual provider, you’ll have access to over 108 participating doctors in Fargo. Sanford Health Plan has over 2 doctors in their network. Looking for a specialist? Pick from of over 203 doctors specializing in internal medicine, over 104 dentists, or even over 86 physical therapists who accept Individual health plans in Fargo.