Fargo, North Dakota residents can enroll in any one of the 62 affordable Individual health plans offered. You can choose from 4 Individual insurance carriers operating in Fargo. The companies that offer the widest variety of plans are Sanford Health Plan, Blue Cross Blue Shield of North Dakota, and Medica. Fargo offers 15 Bronze plans, 23 Silver plans, 14 Gold plans and 7 for consumers to choose.
39 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can select one of the 23 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Medica Applause Gold Copay plan from Medica, at a $301.05 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. With 23 plans that offer Health Maintenance Organization(HMO) and 39 Preferred Provider Organization(PPO) plans, Sanford Health Plan has the largest selection of Individual plans for residents of Fargo, North Dakota.
If you select Anthem BCBS as your Individual provider, you’ll have access to 568 participating doctors in Fargo. Blue Cross Blue Shield of North Dakota has 108 doctors in their network and Sanford Health Plan follows with a network of 1 practitioner. Looking for a specialist? Pick from of the 199 doctors specializing in internal medicine, the 72 family medicine specialists, or even the 61 pediatrics specialists who accept Individual health plans in Fargo.