Bismarck, North Dakota residents can enroll in any one of the 38 affordable Individual health plans offered. In Bismarck, the insurance carriers that offer the most Individual health plans to choose from are Sanford Health Plan, Medica, and Blue Cross Blue Shield of North Dakota. In total, there are 3 insurance companies providing comprehensive Individual plans. Bismarck consumers can choose from the following plans: 3 Bronze plans, 18 Silver plans, 5 Gold plans and 4 Plantium plans
If you want to see a doctor outside of your network, you can select from the 19 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 19 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Medica Individual Choice Gold Copay plan from Medica, at a $481.39 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. With 19 plans that offer Health Maintenance Organization(HMO) and 19 Preferred Provider Organization(PPO) plans, Sanford Health Plan has the largest selection of Individual plans for residents of Bismarck, North Dakota.
Medica has the largest network of practitioners in Bismarck that accept Individual with 6 doctors to choose from. Sanford Health Plan comes in second with 3. Finding specialist care in Bismarck will be simple, since there are 89 internal medicine specialists which take Individual, 53 doctors that specialize in family medicine, and 52 physical therapists.