Bismarck, North Dakota residents can enroll in any one of the 34 affordable Individual health plans offered. In Bismarck, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of North Dakota, Medica, and Anthem BCBS. In total, there are 4 insurance companies providing comprehensive Individual plans. Bismarck consumers can choose from the following plans: 9 Bronze plans, 9 Silver plans, 11 Gold plans and 4 Plantium plans
If you want to see a doctor outside of your network, you can select from the 23 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 11 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Medica Applause Gold Copay plan from Medica, at a $328.62 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. With 11 plans that offer Health Maintenance Organization(HMO) and 23 Preferred Provider Organization(PPO) plans, Blue Cross Blue Shield of North Dakota has the largest selection of Individual plans for residents of Bismarck, North Dakota.
Anthem BCBS has the largest network of practitioners in Bismarck that accept Individual with 225 doctors to choose from. Blue Cross Blue Shield of North Dakota comes in second with 117 and Medica takes third prize with 2 doctors. Finding specialist care in Bismarck will be simple, since there are 86 internal medicine specialists which take Individual, 49 doctors that are a physical therapist, and 48 family medicine specialists.