Bismarck, North Dakota residents can enroll in any one of the 30 affordable Individual health plans offered. In Bismarck, the insurance carriers that offer the most Individual health plans to choose from are Sanford Health Plan, Blue Cross Blue Shield of North Dakota, and Anthem BCBS. In total, there are 3 insurance companies providing comprehensive Individual plans. Bismarck offers 8 Bronze plans, 10 Silver plans, 5 Gold plans and 4 for consumers to choose.
15 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can select one of the 15 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the BlueEssential 100 plan from Blue Cross Blue Shield of North Dakota, at $188.27 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Bismarck, North Dakota is Sanford Health Plan, which offers 15 plans with Health Maintenance Organization(HMO) network and 15 Preferred Provider Organization(PPO) network plans.
If you select Anthem BCBS as your Individual provider, you’ll have access to 217 participating doctors in Bismarck. Blue Cross Blue Shield of North Dakota has 126 doctors in their network and Sanford Health Plan follows with a network of 1 practitioner. Finding specialist care in Bismarck will be simple, since there are 85 internal medicine specialists which take Individual, 49 doctors that are a physical therapist, and 48 family medicine specialists.