Comprehensive insurance options are available in Agate. There is a total of 40 affordable Individual health plans in Agate for you to choose from. You can choose from 3 Individual insurance carriers operating in Agate. The companies that offer the widest variety of plans are Sanford Health Plan, Anthem BCBS, and Blue Cross Blue Shield of North Dakota. Agate offers 3 Bronze plans, 15 Silver plans, 6 Gold plans and 5 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 19 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 21 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Altru Prime by Medica Gold Copay plan from Anthem BCBS, at a $402.14 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 21 plans that offer Health Maintenance Organization(HMO) and 19 Preferred Provider Organization(PPO) plans, Sanford Health Plan has the largest selection of Individual plans for residents of Agate, North Dakota.