Raleigh, North Carolina residents can enroll in any one of the 38 affordable Individual health plans offered. There are 3 insurance carriers that offer inexpensive Individual health plans in Raleigh. Of these, the companies that offer the largest variety of plans to choose from are Ambetter, Cigna, and Golden Rule Insurance.
You can enroll in one of the 38 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Ambetter Balanced Care 28 (2021) plan from Ambetter, at a $472.44 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Ambetter has the largest selection of Individual plans for residents of Raleigh, North Carolina. They offer 38 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Raleigh, Cigna has over 1236 doctors that accept Individual, followed by Golden Rule Insurance with over 1164 and Ambetter with over 4 doctors. Finding specialist care in Raleigh will be simple, since there are over 285 internal medicine specialists which take Individual, over 271 doctors that are a physical therapist, and over 215 dentists.