Raleigh, North Carolina residents can enroll in any one of the 15 affordable Individual health plans offered. There are 2 insurance carriers that offer inexpensive Individual health plans in Raleigh. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross Blue Shield of North Carolina and Cigna. Raleigh offers 4 Bronze plans, 4 Silver plans, 4 Gold plans and 1 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 1 Preferred Provider Organization(PPO) plans. You can enroll in one of the 5 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Cigna Connect 7900 plan from Cigna. The monthly cost of this plan is $411.45.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Cross Blue Shield of North Carolina has the largest selection of Individual plans for residents of Raleigh, North Carolina. They offer 5 plans with Health Maintenance Organization(HMO) network and 1 Preferred Provider Organization(PPO) network plan.
Cigna has the largest network of practitioners in Raleigh that accept Individual with 306 doctors to choose from. Blue Cross Blue Shield of North Carolina comes in second with 166. Looking for a specialist? Pick from of the 117 doctors specializing in internal medicine, the 69 pediatrics specialists, or even the 60 emergency medicine specialists who accept Individual health plans in Raleigh.