Residents of Oak Ridge, North Carolina have the option of enrolling in any one of 22 affordable Individual health plans available to them. Of the 2 insurance companies that offer Individual health plans in Oak Ridge, Blue Cross Blue Shield of North Carolina and Ambetter have the highest number of plans to choose from. Oak Ridge consumers can choose from the following plans: 3 Bronze plans, 9 Silver plans, 3 Gold plans and 2 Plantium plans
For those who have a doctor who is out-of-network, you can enroll in one of the 7 Preferred Provider Organization(PPO) plans. You can enroll in one of the 8 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Advantage Catastrophic (broad network) plan from Blue Cross Blue Shield of North Carolina, at $277.85 per month.
Health plans are available at lower cost to you if you are eligible for premium tax credit. The carrier with the largest selection of Individual plans in Oak Ridge, North Carolina is Blue Cross Blue Shield of North Carolina, which offers 8 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.
If you select Blue Cross Blue Shield of North Carolina as your Individual provider, you’ll have access to 5 participating doctors in Oak Ridge.. Finding specialist care in Oak Ridge will be simple, since there are 4 family medicine specialists which take Individual, 2 doctors that are a physical therapist, and 1 speech-language pathologist.