Choose your personal and affordable insurance plan from 44 Individual health plans available in Durham, North Carolina. In Durham, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of North Carolina, Ambetter, and CoventryOne. In total, there are 3 insurance companies providing comprehensive Individual plans. Durham offers 12 Bronze plans, 17 Silver plans, 8 Gold plans and 4 for consumers to choose.
For those who would like to visit doctors outside of their networks, choose one of the 14 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 8 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Advantage Catastrophic (broad network) plan from Blue Cross Blue Shield of North Carolina, at $184.47 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 8 plans that offer Health Maintenance Organization(HMO) and 14 Preferred Provider Organization(PPO) plans, Blue Cross Blue Shield of North Carolina has the largest selection of Individual plans for residents of Durham, North Carolina.
Do you want to choose an insurance carrier with a large practitioner network? In Durham, Blue Cross Blue Shield of North Carolina has over 548 doctors that accept Individual, followed by CoventryOne with over 1. Looking for a specialist? Pick from of over 576 doctors specializing in internal medicine, over 213 pediatrics specialists, or even over 167 psychiatry & neurology specialists who accept Individual health plans in Durham.