Choose your personal and affordable insurance plan from 15 Individual health plans available in Durham, North Carolina. In Durham, the insurance carriers that offer the most Individual health plans to choose from are Ambetter and Blue Cross Blue Shield of North Carolina. In total, there are 2 insurance companies providing comprehensive Individual plans. Durham offers 2 Bronze plans, 7 Silver plans, 2 Gold plans and 1 for consumers to choose.
You can enroll in one of the 8 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Ambetter Essential Care 1 (2020) plan from Ambetter. The monthly cost of this plan is $450.68.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Ambetter has the largest selection of Individual plans for residents of Durham, North Carolina. They offer 8 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
Blue Cross Blue Shield of North Carolina has the largest network of practitioners in Durham that accept Individual with over 548 doctors to choose from.. Finding specialist care in Durham will be simple, since there are over 568 internal medicine specialists which take Individual, over 209 doctors that specialize in pediatrics, and over 163 psychiatry & neurology specialists.