Choose your personal and affordable insurance plan from 20 Individual health plans available in Durham, North Carolina. In Durham, the insurance carriers that offer the most Individual health plans to choose from are Ambetter, Blue Cross Blue Shield of North Carolina, and Cigna. In total, there are 3 insurance companies providing comprehensive Individual plans. Durham offers 4 Bronze plans, 9 Silver plans, 3 Gold plans and 1 for consumers to choose.
You can enroll in one of the 13 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Cigna Connect 8150 plan from Cigna. The monthly cost of this plan is $405.35.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Ambetter has the largest selection of Individual plans for residents of Durham, North Carolina. They offer 13 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
Blue Cross Blue Shield of North Carolina has the largest network of practitioners in Durham that accept Individual with 202 doctors to choose from. Cigna comes in second with 157 and Ambetter takes third prize with 1 doctor. Finding specialist care in Durham will be simple, since there are 58 dentists which take Individual, 52 doctors that are a physical therapist, and 48 internal medicine specialists.