Residents of Charlotte, North Carolina have the option of enrolling in any one of 30 affordable Individual health plans available to them. Of the 3 insurance companies that offer Individual health plans in Charlotte, Blue Cross Blue Shield of North Carolina, Bright Health, and Ambetter have the highest number of plans to choose from. Charlotte consumers can choose from the following plans: 4 Bronze plans, 12 Silver plans, 4 Gold plans and 3 Plantium plans
You can enroll in one of the 16 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Ambetter Balanced Care 14 (2020) plan from Ambetter, at a $507.44 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. With 16 plans that offer Health Maintenance Organization(HMO) and 0 Preferred Provider Organization(PPO) plans, Blue Cross Blue Shield of North Carolina has the largest selection of Individual plans for residents of Charlotte, North Carolina.
In Charlotte, Blue Cross Blue Shield of North Carolina is the insurance carrier with the largest network of practitioners with over 2082 doctors to choose from. Ambetter comes in second with over 5. Finding specialist care in Charlotte will be simple, since there are over 504 internal medicine specialists which take Individual, over 279 doctors that specialize in pediatrics, and over 202 dentists.