Residents of Chapel Hill, North Carolina have the option of enrolling in any one of 38 affordable Individual health plans available to them. There are 3 insurance carriers that offer inexpensive Individual health plans in Chapel Hill. Of these, the companies that offer the largest variety of plans to choose from are Ambetter, Cigna, and Golden Rule Insurance.
If you don't mind using a Primary Care Physician (PCP), get one of the 38 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Ambetter Balanced Care 28 (2021) plan from Ambetter, at a $594.09 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Ambetter has the largest selection of Individual plans for residents of Chapel Hill, North Carolina. They offer 38 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Chapel Hill, Cigna has over 1158 doctors that accept Individual, followed by Golden Rule Insurance with over 1065 and Ambetter with over 2 doctors. Finding specialist care in Chapel Hill will be simple, since there are over 324 internal medicine specialists which take Individual, over 143 doctors that specialize in pediatrics, and over 115 psychiatry & neurology specialists.