Residents of Chapel Hill, North Carolina have the option of enrolling in any one of 20 affordable Individual health plans available to them. There are 3 insurance carriers that offer inexpensive Individual health plans in Chapel Hill. Of these, the companies that offer the largest variety of plans to choose from are Ambetter, Blue Cross Blue Shield of North Carolina, and Cigna. The following Metal Level plans are available in Chapel Hill: 4 Bronze plans, 9 Silver plans, 3 Gold plans and 1 Plantium plans.
Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 13 Individual HMO plans are available for you to choose. The lowest deductible Individual health plan is the Ambetter Balanced Care 14 (2020) plan from Ambetter, at a $551.50 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Ambetter has the largest selection of Individual plans for residents of Chapel Hill, North Carolina. They offer 13 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Chapel Hill, Blue Cross Blue Shield of North Carolina has over 1265 doctors that accept Individual, followed by Cigna with over 1169 and Ambetter with over 2 doctors. Individual enrollees that need to see a specialist in Chapel Hill are in luck, as the city has over 360 doctors specializing in internal medicine, over 166 pediatrics specialists, and over 119 psychiatry & neurology specialists who accept Individual health plans.