Choose your personal and affordable insurance plan from 29 Individual health plans available in Ararat, North Carolina. You can choose from 2 Individual insurance carriers operating in Ararat. The companies that offer the widest variety of plans are Blue Cross Blue Shield of North Carolina and Bright Health. Ararat offers 4 Bronze plans, 9 Silver plans, 4 Gold plans and 4 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 7 Preferred Provider Organization(PPO) plans. You can enroll in one of the 8 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Gold 1 plan from Bright Health, at a $683.43 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Blue Cross Blue Shield of North Carolina has the largest selection of Individual plans for residents of Ararat, North Carolina. They offer 8 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.