Schenectady, New York residents can enroll in any one of the 122 affordable Individual health plans offered. In Schenectady, the insurance carriers that offer the most Individual health plans to choose from are MVP, CDPHP, and Fidelis Care. In total, there are 4 insurance companies providing comprehensive Individual plans. Schenectady offers 14 Bronze plans, 33 Silver plans, 29 Gold plans and 4 for consumers to choose.
Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 122 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the EmblemHealth Silver Value, Child Only, NS, Select Care Network, plan from EmblemHealth. The monthly cost of this plan is $0.00.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. MVP has the largest selection of Individual plans for residents of Schenectady, New York. They offer 122 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
If you select EmblemHealth as your Individual provider, you’ll have access to 289 participating doctors in Schenectady. MVP has 244 doctors in their network and CDPHP follows with a network of 103 practitioners. Finding specialist care in Schenectady will be simple, since there are 96 internal medicine specialists which take Individual, 70 doctors that are a dentist, and 54 family medicine specialists.