Residents of Amherst, New York have the option of enrolling in any one of 119 affordable Individual health plans available to them. You can choose from 4 Individual insurance carriers operating in Amherst. The companies that offer the widest variety of plans are Excellus, Independent Health, and BlueCross BlueShield of Western New York, HealthNow. There are 23 Bronze plans, 31 Silver plans, 29 Gold plans and 3 Plantium plans available in Amherst.
The lowest deductible Individual health plan is the Platinum Select NS INN Dep25 plan from Excellus, at a $761.74 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Excellus has 0 plans that participates in Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Amherst, New York.
Do you want to choose an insurance carrier with a large practitioner network? In Amherst, Aetna has 286 doctors that accept Individual, followed by Independent Health with 151 and Excellus with 95 doctors. Looking for a specialist? Pick from of the 61 doctors specializing in internal medicine, the 47 physical therapists, or even the 44 psychiatry & neurology specialists who accept Individual health plans in Amherst.