Ames, New York residents can enroll in any one of the 164 affordable Individual health plans offered. You can choose from 6 Individual insurance carriers operating in Ames. The companies that offer the widest variety of plans are MVP, Empire, and CDPHP. The following Metal Level plans are available in Ames: 29 Bronze plans, 40 Silver plans, 46 Gold plans and 4 Plantium plans.
You can enroll in one of the 123 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the MVP Secure Catastrophic, ST, INN, Dep25, Telemedicine, Wellness plan from MVP. The monthly cost of this plan is $237.56.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 123 plans that offer Health Maintenance Organization(HMO) and 0 Preferred Provider Organization(PPO) plans, MVP has the largest selection of Individual plans for residents of Ames, New York.