Residents of Albany, New York have the option of enrolling in any one of 144 affordable Individual health plans available to them. You can choose from 4 Individual insurance carriers operating in Albany. The companies that offer the widest variety of plans are MVP, Empire, and CDPHP. There are 24 Bronze plans, 35 Silver plans, 41 Gold plans and 4 Plantium plans available in Albany.
You can select one of the 123 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Empire Gatekeeper Platinum Child Only ST INN Pediatric Dental plan from Empire, at a $483.72 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. With 123 plans that offer Health Maintenance Organization(HMO) and 0 Preferred Provider Organization(PPO) plans, MVP has the largest selection of Individual plans for residents of Albany, New York.
In Albany, EmblemHealth is the insurance carrier with the largest network of practitioners with over 713 doctors to choose from. Empire comes in second with over 684 and MVP is third with over 419 doctors that accept Individual. Individual enrollees that need to see a specialist in Albany are in luck, as the city has over 281 doctors specializing in internal medicine, over 91 psychiatry & neurology specialists, and over 81 pediatrics specialists who accept Individual health plans.