Alabama, New York residents can enroll in any one of the 119 affordable Individual health plans offered. In Alabama, the insurance carriers that offer the most Individual health plans to choose from are Excellus, Independent Health, and BlueCross BlueShield of Western New York, HealthNow. In total, there are 4 insurance companies providing comprehensive Individual plans. Alabama offers 23 Bronze plans, 31 Silver plans, 29 Gold plans and 3 for consumers to choose.
The lowest deductible Individual health plan is the Platinum Select NS INN Dep25 plan from Excellus, at a $761.74 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Excellus has 0 plans that participates in Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Alabama, New York.