Las Cruces, New Mexico residents can enroll in any one of the 26 affordable Individual health plans offered. In Las Cruces, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of New Mexico, New Mexico Health Connections, and CHRISTUS Health Plan NM. In total, there are 4 insurance companies providing comprehensive Individual plans. The following Metal Level plans are available in Las Cruces: 5 Bronze plans, 9 Silver plans, 6 Gold plans and 3 Plantium plans.
You can enroll in one of the 26 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Molina Bronze - No Deductible for PCP Visits plan from Molina Healthcare. The monthly cost of this plan is $237.15.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Blue Cross Blue Shield of New Mexico has the largest selection of Individual plans for residents of Las Cruces, New Mexico. They offer 26 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.