Residents of Paterson, New Jersey have the option of enrolling in any one of 26 affordable Individual health plans available to them. You can choose from 3 Individual insurance carriers operating in Paterson. The companies that offer the widest variety of plans are AmeriHealth, Horizon Blue Cross Blue Shield of New Jersey, and Oscar.
You can enroll in one of the 4 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the IHC Select Silver HMO Local Value $50/$75 plan from AmeriHealth. The monthly cost of this plan is $347.17.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. AmeriHealth has the largest selection of Individual plans for residents of Paterson, New Jersey. They offer 4 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
In Paterson, AmeriHealth is the insurance carrier with the largest network of practitioners with 148 doctors to choose from. Horizon Blue Cross Blue Shield of New Jersey comes in second with 69. Finding specialist care in Paterson will be simple, since there are 82 internal medicine specialists which take Individual, 79 doctors that specialize in pediatrics, and 50 dentists.