Residents of Paterson, New Jersey have the option of enrolling in any one of 24 affordable Individual health plans available to them. In Paterson, the insurance carriers that offer the most Individual health plans to choose from are AmeriHealth, Horizon Blue Cross Blue Shield of New Jersey, and Oscar. In total, there are 3 insurance companies providing comprehensive Individual plans.
If you don't mind using a Primary Care Physician (PCP), get one of the 4 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the OMNIA Gold plan from Horizon Blue Cross Blue Shield of New Jersey, at a $612.85 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. AmeriHealth has 4 plans that participates in Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Paterson, New Jersey.
AmeriHealth has the largest network of practitioners in Paterson that accept Individual with 113 doctors to choose from. Horizon Blue Cross Blue Shield of New Jersey comes in second with 43. Finding specialist care in Paterson will be simple, since there are 82 internal medicine specialists which take Individual, 79 doctors that specialize in pediatrics, and 45 anesthesiology specialists.