Residents of Paramus, New Jersey have the option of enrolling in any one of 21 affordable Individual health plans available to them. In Paramus, the insurance carriers that offer the most Individual health plans to choose from are AmeriHealth, Horizon Blue Cross Blue Shield of New Jersey, and Oscar. In total, there are 3 insurance companies providing comprehensive Individual plans.
You can enroll in one of the 3 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the IHC Silver HMO Local Value $50/$75 plan from AmeriHealth. The monthly cost of this plan is $399.68.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 3 plans that offer Health Maintenance Organization(HMO) and 0 Preferred Provider Organization(PPO) plans, AmeriHealth has the largest selection of Individual plans for residents of Paramus, New Jersey.
AmeriHealth has the largest network of practitioners in Paramus that accept Individual with 61 doctors to choose from. Horizon Blue Cross Blue Shield of New Jersey comes in second with 24. Individual enrollees that need to see a specialist in Paramus are in luck, as the city has 80 doctors specializing in internal medicine, 30 psychiatry & neurology specialists, and 25 dentists who accept Individual health plans.