Residents of Neptune, New Jersey have the option of enrolling in any one of 30 affordable Individual health plans available to them. There are 3 insurance carriers that offer inexpensive Individual health plans in Neptune. Of these, the companies that offer the largest variety of plans to choose from are AmeriHealth, Health Republic Insurance of New York, and Horizon Blue Cross Blue Shield of New Jersey. Neptune offers 5 Bronze plans, 10 Silver plans, 7 Gold plans and 4 for consumers to choose.
If you don't mind using a Primary Care Physician (PCP), get one of the 2 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the IHC Silver HMO Local Value $50/$75 plan from AmeriHealth. The monthly cost of this plan is $307.98.
Health plans are available at lower cost to you if you are eligible for premium tax credit. AmeriHealth has the largest selection of Individual plans for residents of Neptune, New Jersey. They offer 2 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
If you select AmeriHealth as your Individual provider, you’ll have access to 106 participating doctors in Neptune. Horizon Blue Cross Blue Shield of New Jersey has 37 doctors in their network. Individual enrollees that need to see a specialist in Neptune are in luck, as the city has 92 doctors specializing in internal medicine, 41 pediatrics specialists, and 28 anesthesiology specialists who accept Individual health plans.