Residents of Shepherd, Montana have the option of enrolling in any one of 29 affordable Individual health plans available to them. There are 3 insurance carriers that offer inexpensive Individual health plans in Shepherd. Of these, the companies that offer the largest variety of plans to choose from are BlueCross BlueShield of Montana, Montana Health CO-OP, and PacificSource Health Plans. Shepherd consumers can choose from the following plans: 11 Bronze plans, 9 Silver plans, 5 Gold plans and 2 Plantium plans
If you want to see a doctor outside of your network, you can select from the 24 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 5 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Blue Focus Bronze POS 205 - Two $40 PCP Visits plan from BlueCross BlueShield of Montana. The monthly cost of this plan is $306.94.
Health plans are available at lower cost to you if you are eligible for premium tax credit. The carrier with the largest selection of Individual plans in Shepherd, Montana is BlueCross BlueShield of Montana, which offers 5 plans with Health Maintenance Organization(HMO) network and 24 Preferred Provider Organization(PPO) network plans.