Missoula, Montana residents can enroll in any one of the 31 affordable Individual health plans offered. In Missoula, the insurance carriers that offer the most Individual health plans to choose from are BlueCross BlueShield of Montana, Montana Health CO-OP, and PacificSource Health Plans. In total, there are 3 insurance companies providing comprehensive Individual plans. Missoula consumers can choose from the following plans: 8 Bronze plans, 12 Silver plans, 5 Gold plans and 2 Plantium plans
26 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can enroll in one of the 5 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Blue Focus Gold POS 207 plan from BlueCross BlueShield of Montana, at a $444.45 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. With 5 plans that offer Health Maintenance Organization(HMO) and 26 Preferred Provider Organization(PPO) plans, BlueCross BlueShield of Montana has the largest selection of Individual plans for residents of Missoula, Montana.