Cottonwood, Minnesota residents can enroll in any one of the 13 affordable Individual health plans offered. You can choose from 3 Individual insurance carriers operating in Cottonwood. The companies that offer the widest variety of plans are Medica, PreferredOne Insurance Company, and Blue Cross Blue Shield of Minnesota. Cottonwood offers 3 Bronze plans, 4 Silver plans, 3 Gold plans and 1 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 6 Preferred Provider Organization(PPO) plans. The lowest deductible Individual health plan is the Conversion Plan 3 plan from PreferredOne Insurance Company, at a $475.72 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Medica has 0 plans that participates in Health Maintenance Organization(HMO) network and 6 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Cottonwood, Minnesota.