Vernon, Michigan residents can enroll in any one of the 74 affordable Individual health plans offered. You can choose from 5 Individual insurance carriers operating in Vernon. The companies that offer the widest variety of plans are Physicians Plus Insurance, Blue Cross Blue Shield of Michigan, and Health Alliance Plan. There are 15 Bronze plans, 29 Silver plans, 13 Gold plans and 6 Plantium plans available in Vernon.
If you want to see a doctor outside of your network, you can select from the 12 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 62 Individual HMO plans are available for you to choose. The lowest deductible Individual health plan is the Sparrow PHP Platinum 250 Exclusive plan from Physicians Plus Insurance, at a $476.23 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Physicians Plus Insurance has the largest selection of Individual plans for residents of Vernon, Michigan. They offer 62 plans with Health Maintenance Organization(HMO) network and 12 Preferred Provider Organization(PPO) network plans.