Residents of Vanderbilt, Michigan have the option of enrolling in any one of 26 affordable Individual health plans available to them. In Vanderbilt, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Michigan, Priority Health, and McLaren Health Plan. In total, there are 3 insurance companies providing comprehensive Individual plans. Vanderbilt offers 7 Bronze plans, 11 Silver plans, 5 Gold plans and 2 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 8 Preferred Provider Organization(PPO) plans. You can select one of the 18 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Blue Cross® Premier PPO Gold plan from Blue Cross Blue Shield of Michigan, at a $631.10 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Vanderbilt, Michigan. They offer 18 plans with Health Maintenance Organization(HMO) network and 8 Preferred Provider Organization(PPO) network plans.