Troy, Michigan residents can enroll in any one of the 49 affordable Individual health plans offered. You can choose from 6 Individual insurance carriers operating in Troy. The companies that offer the widest variety of plans are Blue Cross Blue Shield of Michigan, Health Alliance Plan, and Priority Health. Troy consumers can choose from the following plans: 13 Bronze plans, 21 Silver plans, 5 Gold plans and 5 Plantium plans
If you want to see a doctor outside of your network, you can select from the 4 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 45 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the HAP Personal Alliance PPO Catastrophic plan from Health Alliance Plan, at $253.69 per month.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Blue Cross Blue Shield of Michigan has 45 plans that participates in Health Maintenance Organization(HMO) network and 4 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Troy, Michigan.
In Troy, Blue Cross Blue Shield of Michigan is the insurance carrier with the largest network of practitioners with 490 doctors to choose from. Health Alliance Plan comes in second with 259 and Priority Health is third with 99 doctors that accept Individual. Looking for a specialist? Pick from of the 171 doctors specializing in internal medicine, the 50 physical therapists, or even the 40 family medicine specialists who accept Individual health plans in Troy.