Sterling Heights, Michigan residents can enroll in any one of the 102 affordable Individual health plans offered. You can choose from 8 Individual insurance carriers operating in Sterling Heights. The companies that offer the widest variety of plans are Blue Cross Blue Shield of Michigan, Priority Health, and Health Alliance Plan. Sterling Heights consumers can choose from the following plans: 8 Bronze plans, 43 Silver plans, 13 Gold plans and 8 Plantium plans
If you want to see a doctor outside of your network, you can select from the 15 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 76 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Classic Bronze Next (Free 24/7 Telemedicine + Free Preventive C plan from Oscar, at a $322.94 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Blue Cross Blue Shield of Michigan has 76 plans that participates in Health Maintenance Organization(HMO) network and 15 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Sterling Heights, Michigan.
Do you want to choose an insurance carrier with a large practitioner network? In Sterling Heights, Blue Cross Blue Shield of Michigan has 330 doctors that accept Individual, followed by Health Alliance Plan with 211 and Priority Health with 103 doctors. Individual enrollees that need to see a specialist in Sterling Heights are in luck, as the city has 133 doctors who are a dentist, 97 internal medicine specialists, and 88 family medicine specialists who accept Individual health plans.