Residents of Sterling Heights, Michigan have the option of enrolling in any one of 73 affordable Individual health plans available to them. There are 8 insurance carriers that offer inexpensive Individual health plans in Sterling Heights. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross Blue Shield of Michigan, Priority Health, and Oscar Insurance Company. Sterling Heights offers 19 Bronze plans, 33 Silver plans, 8 Gold plans and 8 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 10 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 55 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Meridian Smart Silver plan from Meridian Health Plan, at a $457.33 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. The carrier with the largest selection of Individual plans in Sterling Heights, Michigan is Blue Cross Blue Shield of Michigan, which offers 55 plans with Health Maintenance Organization(HMO) network and 10 Preferred Provider Organization(PPO) network plans.
Blue Cross Blue Shield of Michigan has the largest network of practitioners in Sterling Heights that accept Individual with 240 doctors to choose from. Health Alliance Plan comes in second with 133 and Priority Health takes third prize with 64 doctors. Finding specialist care in Sterling Heights will be simple, since there are 84 internal medicine specialists which take Individual, 67 doctors that specialize in family medicine, and 46 dentists.