Sterling Heights, Michigan residents can enroll in any one of the 46 affordable Individual health plans offered. You can choose from 4 Individual insurance carriers operating in Sterling Heights. The companies that offer the widest variety of plans are Blue Cross Blue Shield of Michigan, Health Alliance Plan, and Priority Health. Sterling Heights consumers can choose from the following plans: 13 Bronze plans, 20 Silver plans, 3 Gold plans and 5 Plantium plans
If you want to see a doctor outside of your network, you can select from the 4 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 42 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Meridian Smart Silver plan from Meridian Health Plan, at a $457.33 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Blue Cross Blue Shield of Michigan has 42 plans that participates in Health Maintenance Organization(HMO) network and 4 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Sterling Heights, Michigan.
Do you want to choose an insurance carrier with a large practitioner network? In Sterling Heights, Blue Cross Blue Shield of Michigan has 307 doctors that accept Individual, followed by Health Alliance Plan with 170 and Priority Health with 84 doctors. Individual enrollees that need to see a specialist in Sterling Heights are in luck, as the city has 97 doctors specializing in internal medicine, 89 family medicine specialists, and 53 dentists who accept Individual health plans.