Sterling Heights, Michigan residents can enroll in any one of the 90 affordable Individual health plans offered. You can choose from 5 Individual insurance carriers operating in Sterling Heights. The companies that offer the widest variety of plans are Ambetter from Meridian, Priority Health, and Health Alliance Plan. Sterling Heights consumers can choose from the following plans: 3 Bronze plans, 46 Silver plans, 13 Gold plans and 4 Plantium plans
If you want to see a doctor outside of your network, you can select from the 6 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 84 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Ambetter Balanced Care 207 (2021) plan from Ambetter from Meridian, at a $257.43 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Ambetter from Meridian has 84 plans that participates in Health Maintenance Organization(HMO) network and 6 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Sterling Heights, Michigan.
Do you want to choose an insurance carrier with a large practitioner network? In Sterling Heights, Health Alliance Plan has 207 doctors that accept Individual, followed by Priority Health with 102 and Total Health Care with 73 doctors. Individual enrollees that need to see a specialist in Sterling Heights are in luck, as the city has 132 doctors who are a dentist, 95 internal medicine specialists, and 85 family medicine specialists who accept Individual health plans.