Spruce, Michigan residents can enroll in any one of the 26 affordable Individual health plans offered. Of the 3 insurance companies that offer Individual health plans in Spruce, Blue Cross Blue Shield of Michigan, Priority Health, and McLaren Health Plan have the highest number of plans to choose from. Spruce consumers can choose from the following plans: 7 Bronze plans, 11 Silver plans, 5 Gold plans and 2 Plantium plans
For those who would like to visit doctors outside of their networks, choose one of the 8 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 18 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the McLaren Young Adult/Catastrophic plan from McLaren Health Plan. The monthly cost of this plan is $238.27.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Spruce, Michigan. They offer 18 plans with Health Maintenance Organization(HMO) network and 8 Preferred Provider Organization(PPO) network plans.