Residents of Southfield, Michigan have the option of enrolling in any one of 83 affordable Individual health plans available to them. In Southfield, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Michigan, Priority Health, and Meridian Health Plan. In total, there are 7 insurance companies providing comprehensive Individual plans. Southfield offers 23 Bronze plans, 35 Silver plans, 9 Gold plans and 8 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 12 Preferred Provider Organization(PPO) plans. Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 71 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the HAP Personal Alliance HMO Henry Ford Choice Catastrophic plan from Health Alliance Plan. The monthly cost of this plan is $184.72.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Southfield, Michigan is Blue Cross Blue Shield of Michigan, which offers 71 plans with Health Maintenance Organization(HMO) network and 12 Preferred Provider Organization(PPO) network plans.
Blue Cross Blue Shield of Michigan has the largest network of practitioners in Southfield that accept Individual with 742 doctors to choose from. Health Alliance Plan comes in second with 462 and Molina Healthcare takes third prize with 262 doctors. Individual enrollees that need to see a specialist in Southfield are in luck, as the city has 311 doctors specializing in internal medicine, 82 family medicine specialists, and 82 emergency medicine specialists who accept Individual health plans.