Residents of Somerset, Michigan have the option of enrolling in any one of 43 affordable Individual health plans available to them. In Somerset, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Michigan, Meridian Health Plan, and Health Alliance Plan. In total, there are 5 insurance companies providing comprehensive Individual plans. Somerset offers 12 Bronze plans, 15 Silver plans, 7 Gold plans and 6 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 12 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 31 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Meridian Smart Silver plan from Meridian Health Plan, at a $602.51 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Somerset, Michigan. They offer 31 plans with Health Maintenance Organization(HMO) network and 12 Preferred Provider Organization(PPO) network plans.