Residents of Shepherd, Michigan have the option of enrolling in any one of 37 affordable Individual health plans available to them. You can choose from 5 Individual insurance carriers operating in Shepherd. The companies that offer the widest variety of plans are Blue Cross Blue Shield of Michigan, Physicians Plus Insurance, and Priority Health. The following Metal Level plans are available in Shepherd: 10 Bronze plans, 13 Silver plans, 6 Gold plans and 4 Plantium plans.
If you want to see a doctor outside of your network, you can select from the 12 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 25 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Sparrow PHP Platinum 250 HMO plan from Physicians Plus Insurance, at a $547.64 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Cross Blue Shield of Michigan has 25 plans that participates in Health Maintenance Organization(HMO) network and 12 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Shepherd, Michigan.
Priority Health has the largest network of practitioners in Shepherd that accept Individual with 1 doctor to choose from. McLaren Health Plan comes in second with 1 and Health Alliance Plan takes third prize with 1 doctor. Individual enrollees that need to see a specialist in Shepherd are in luck, as the city has 1 doctor specializing in internal medicine, 1 family medicine specialist, and 1 emergency medicine specialist who accept Individual health plans.