Residents of Sears, Michigan have the option of enrolling in any one of 26 affordable Individual health plans available to them. Of the 3 insurance companies that offer Individual health plans in Sears, Blue Cross Blue Shield of Michigan, Priority Health, and McLaren Health Plan have the highest number of plans to choose from. Sears offers 7 Bronze plans, 11 Silver plans, 5 Gold plans and 2 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 8 Preferred Provider Organization(PPO) plans. You can enroll in one of the 18 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Blue Cross® Premier PPO Gold plan from Blue Cross Blue Shield of Michigan, at a $661.73 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. The carrier with the largest selection of Individual plans in Sears, Michigan is Blue Cross Blue Shield of Michigan, which offers 18 plans with Health Maintenance Organization(HMO) network and 8 Preferred Provider Organization(PPO) network plans.