Comprehensive insurance options are available in Saint Louis. There is a total of 37 affordable Individual health plans in Saint Louis for you to choose from. Of the 5 insurance companies that offer Individual health plans in Saint Louis, Blue Cross Blue Shield of Michigan, Physicians Plus Insurance, and Priority Health have the highest number of plans to choose from. Saint Louis offers 10 Bronze plans, 13 Silver plans, 6 Gold plans and 4 for consumers to choose.
For those who would like to visit doctors outside of their networks, choose one of the 12 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 25 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the HAP Personal Alliance PPO Catastrophic plan from Health Alliance Plan, at $241.29 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. With 25 plans that offer Health Maintenance Organization(HMO) and 12 Preferred Provider Organization(PPO) plans, Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Saint Louis, Michigan.
McLaren Health Plan has the largest network of practitioners in Saint Louis that accept Individual with 2 doctors to choose from. Blue Cross Blue Shield of Michigan comes in second with 2 and Priority Health takes third prize with 1 doctor. Need to see a specialist? There are many specialists in Saint Louis that accept Individual health plans, including 2 general practice specialists, 2 doctors in the family medicine specialty, and 1 physician that specializes in internal medicine who accepts Individual health plans.