Residents of Saginaw, Michigan have the option of enrolling in any one of 29 affordable Individual health plans available to them. There are 4 insurance carriers that offer inexpensive Individual health plans in Saginaw. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross Blue Shield of Michigan, Health Alliance Plan, and McLaren Health Plan. There are 8 Bronze plans, 11 Silver plans, 3 Gold plans and 4 Plantium plans available in Saginaw.
If you want to see a doctor outside of your network, you can select from the 4 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 25 Individual HMO plans are available for you to choose. The lowest deductible Individual health plan is the Blue Cross Preferred HMO Gold plan from Blue Cross Blue Shield of Michigan, at a $466.13 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Saginaw, Michigan is Blue Cross Blue Shield of Michigan, which offers 25 plans with Health Maintenance Organization(HMO) network and 4 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Saginaw, Blue Cross Blue Shield of Michigan has 495 doctors that accept Individual, followed by Health Alliance Plan with 194 and Priority Health with 127 doctors. Looking for a specialist? Pick from of the 145 doctors specializing in internal medicine, the 117 family medicine specialists, or even the 64 emergency medicine specialists who accept Individual health plans in Saginaw.