Ruth, Michigan residents can enroll in any one of the 33 affordable Individual health plans offered. In Ruth, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Michigan, Health Alliance Plan, and Priority Health. In total, there are 4 insurance companies providing comprehensive Individual plans. The following Metal Level plans are available in Ruth: 10 Bronze plans, 11 Silver plans, 5 Gold plans and 4 Plantium plans.
12 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can enroll in one of the 21 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the HAP Personal Alliance HMO Catastrophic plan from Health Alliance Plan. The monthly cost of this plan is $206.24.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. With 21 plans that offer Health Maintenance Organization(HMO) and 12 Preferred Provider Organization(PPO) plans, Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Ruth, Michigan.