Choose your personal and affordable insurance plan from 40 Individual health plans available in Ruby, Michigan. Of the 4 insurance companies that offer Individual health plans in Ruby, Blue Cross Blue Shield of Michigan, Health Alliance Plan, and Priority Health have the highest number of plans to choose from. Ruby offers 11 Bronze plans, 15 Silver plans, 5 Gold plans and 5 for consumers to choose.
12 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 28 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the HAP Personal Alliance HMO Catastrophic plan from Health Alliance Plan. The monthly cost of this plan is $208.63.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Ruby, Michigan is Blue Cross Blue Shield of Michigan, which offers 28 plans with Health Maintenance Organization(HMO) network and 12 Preferred Provider Organization(PPO) network plans.