Comprehensive insurance options are available in Royal Oak. There is a total of 83 affordable Individual health plans in Royal Oak for you to choose from. In Royal Oak, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Michigan, Priority Health, and Meridian Health Plan. In total, there are 7 insurance companies providing comprehensive Individual plans. Royal Oak offers 23 Bronze plans, 35 Silver plans, 9 Gold plans and 8 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 12 Preferred Provider Organization(PPO) plans. You can enroll in one of the 71 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Meridian Smart Silver plan from Meridian Health Plan, at a $457.33 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. The carrier with the largest selection of Individual plans in Royal Oak, Michigan is Blue Cross Blue Shield of Michigan, which offers 71 plans with Health Maintenance Organization(HMO) network and 12 Preferred Provider Organization(PPO) network plans.
If you select Blue Cross Blue Shield of Michigan as your Individual provider, you’ll have access to 680 participating doctors in Royal Oak. Health Alliance Plan has 328 doctors in their network and Molina Healthcare follows with a network of 179 practitioners. Finding specialist care in Royal Oak will be simple, since there are 214 internal medicine specialists which take Individual, 104 doctors that specialize in radiology, and 78 pediatrics specialists.