Residents of Rochester, Michigan have the option of enrolling in any one of 83 affordable Individual health plans available to them. You can choose from 7 Individual insurance carriers operating in Rochester. The companies that offer the widest variety of plans are Blue Cross Blue Shield of Michigan, Priority Health, and Meridian Health Plan. Rochester consumers can choose from the following plans: 23 Bronze plans, 35 Silver plans, 9 Gold plans and 8 Plantium plans
If you want to see a doctor outside of your network, you can select from the 12 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 71 Individual HMO plans are available for you to choose. The lowest deductible Individual health plan is the Meridian Smart Silver plan from Meridian Health Plan, at a $457.33 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Rochester, Michigan is Blue Cross Blue Shield of Michigan, which offers 71 plans with Health Maintenance Organization(HMO) network and 12 Preferred Provider Organization(PPO) network plans.
If you select Blue Cross Blue Shield of Michigan as your Individual provider, you’ll have access to 105 participating doctors in Rochester. Health Alliance Plan has 49 doctors in their network and Total Health Care follows with a network of 14 practitioners. Individual enrollees that need to see a specialist in Rochester are in luck, as the city has 29 doctors specializing in internal medicine, 15 obstetrics & gynecology specialists, and 15 family medicine specialists who accept Individual health plans.