Residents of Reading, Michigan have the option of enrolling in any one of 43 affordable Individual health plans available to them. There are 5 insurance carriers that offer inexpensive Individual health plans in Reading. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross Blue Shield of Michigan, Meridian Health Plan, and Health Alliance Plan. There are 12 Bronze plans, 15 Silver plans, 7 Gold plans and 6 Plantium plans available in Reading.
For those who have a doctor who is out-of-network, you can enroll in one of the 12 Preferred Provider Organization(PPO) plans. You can enroll in one of the 31 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the McLaren Young Adult/Catastrophic plan from McLaren Health Plan. The monthly cost of this plan is $222.02.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Reading, Michigan. They offer 31 plans with Health Maintenance Organization(HMO) network and 12 Preferred Provider Organization(PPO) network plans.