Ramsay, Michigan residents can enroll in any one of the 14 affordable Individual health plans offered. In Ramsay, the insurance carrier that offers the most Individual health plans to choose from is Blue Cross Blue Shield of Michigan. In total, there is 1 insurance company providing comprehensive Individual plans. Ramsay offers 3 Bronze plans, 7 Silver plans, 2 Gold plans and 1 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 8 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 6 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Cross® Premier PPO Value plan from Blue Cross Blue Shield of Michigan, at $340.60 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Ramsay, Michigan. They offer 6 plans with Health Maintenance Organization(HMO) network and 8 Preferred Provider Organization(PPO) network plans.