Flint, Michigan residents can enroll in any one of the 36 affordable Individual health plans offered. In Flint, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Michigan, Health Alliance Plan, and Meridian Health Plan. In total, there are 4 insurance companies providing comprehensive Individual plans. There are 10 Bronze plans, 14 Silver plans, 3 Gold plans and 5 Plantium plans available in Flint.
4 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can enroll in one of the 32 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Meridian Smart Silver plan from Meridian Health Plan, at a $462.78 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Flint, Michigan. They offer 32 plans with Health Maintenance Organization(HMO) network and 4 Preferred Provider Organization(PPO) network plans.
If you select Blue Cross Blue Shield of Michigan as your Individual provider, you’ll have access to 342 participating doctors in Flint. Health Alliance Plan has 180 doctors in their network and Priority Health follows with a network of 115 practitioners. Need to see a specialist? There are many specialists in Flint that accept Individual health plans, including 92 internal medicine specialists, 53 doctors in the pediatrics specialty, and 42 physicians that specialize in family medicine who accept Individual health plans.