Elberta, Michigan residents can enroll in any one of the 20 affordable Individual health plans offered. There are 3 insurance carriers that offer inexpensive Individual health plans in Elberta. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross Blue Shield of Michigan, McLaren Health Plan, and Priority Health. Elberta offers 5 Bronze plans, 8 Silver plans, 4 Gold plans and 2 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 8 Preferred Provider Organization(PPO) plans. You can select one of the 12 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Blue Cross® Premier PPO Gold plan from Blue Cross Blue Shield of Michigan, at a $631.10 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. With 12 plans that offer Health Maintenance Organization(HMO) and 8 Preferred Provider Organization(PPO) plans, Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Elberta, Michigan.