Douglas, Michigan residents can enroll in any one of the 36 affordable Individual health plans offered. In Douglas, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Michigan, Meridian Health Plan, and Priority Health. In total, there are 4 insurance companies providing comprehensive Individual plans. Douglas offers 9 Bronze plans, 15 Silver plans, 7 Gold plans and 4 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 8 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 28 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Meridian Smart Silver plan from Meridian Health Plan, at a $620.35 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Douglas, Michigan. They offer 28 plans with Health Maintenance Organization(HMO) network and 8 Preferred Provider Organization(PPO) network plans.