Douglas, Michigan residents can enroll in any one of the 33 affordable Individual health plans offered. In Douglas, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Michigan, Meridian Health Plan, and McLaren Health Plan. In total, there are 4 insurance companies providing comprehensive Individual plans. Douglas offers 2 Bronze plans, 14 Silver plans, 6 Gold plans and 3 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 10 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 23 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Blue Cross Premier PPO Gold 70/30 plan from Blue Cross Blue Shield of Michigan, at a $655.87 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Blue Cross Blue Shield of Michigan has the largest selection of Individual plans for residents of Douglas, Michigan. They offer 23 plans with Health Maintenance Organization(HMO) network and 10 Preferred Provider Organization(PPO) network plans.
Individual enrollees that need to see a specialist in Douglas are in luck, as the city has 2 doctors who are a dentist who accept Individual health plans.