Residents of Detroit, Michigan have the option of enrolling in any one of 49 affordable Individual health plans available to them. Of the 6 insurance companies that offer Individual health plans in Detroit, Blue Cross Blue Shield of Michigan, Health Alliance Plan, and Priority Health have the highest number of plans to choose from. There are 13 Bronze plans, 21 Silver plans, 5 Gold plans and 5 Plantium plans available in Detroit.
For those who would like to visit doctors outside of their networks, choose one of the 4 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 45 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Meridian Smart Silver plan from Meridian Health Plan, at a $456.84 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Blue Cross Blue Shield of Michigan has 45 plans that participates in Health Maintenance Organization(HMO) network and 4 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Detroit, Michigan.
If you select Blue Cross Blue Shield of Michigan as your Individual provider, you’ll have access to over 1770 participating doctors in Detroit. Health Alliance Plan has over 1069 doctors in their network and Molina Healthcare follows with a network of over 693 practitioners. Finding specialist care in Detroit will be simple, since there are over 650 internal medicine specialists which take Individual, over 306 doctors that specialize in pediatrics, and over 207 emergency medicine specialists.
