Comprehensive insurance options are available in Detroit. There is a total of 73 affordable Individual health plans in Detroit for you to choose from. In Detroit, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Michigan, Priority Health, and Oscar Insurance Company. In total, there are 8 insurance companies providing comprehensive Individual plans. There are 19 Bronze plans, 33 Silver plans, 8 Gold plans and 8 Plantium plans available in Detroit.
For those who have a doctor who is out-of-network, you can enroll in one of the 10 Preferred Provider Organization(PPO) plans. You can enroll in one of the 55 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Meridian Smart Silver plan from Meridian Health Plan, at a $456.84 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. The carrier with the largest selection of Individual plans in Detroit, Michigan is Blue Cross Blue Shield of Michigan, which offers 55 plans with Health Maintenance Organization(HMO) network and 10 Preferred Provider Organization(PPO) network plans.
Blue Cross Blue Shield of Michigan has the largest network of practitioners in Detroit that accept Individual with over 1812 doctors to choose from. Health Alliance Plan comes in second with over 1060 and Molina Healthcare takes third prize with over 717 doctors. Individual enrollees that need to see a specialist in Detroit are in luck, as the city has over 655 doctors specializing in internal medicine, over 311 pediatrics specialists, and over 211 emergency medicine specialists who accept Individual health plans.