Choose your personal and affordable insurance plan from 118 Individual health plans available in Worcester, Massachusetts. There are 3 insurance carriers that offer inexpensive Individual health plans in Worcester. Of these, the companies that offer the largest variety of plans to choose from are Harvard Pilgrim, Blue Cross Blue Shield of Massachusetts, and Tufts Health Plan.
For those who have a doctor who is out-of-network, you can enroll in one of the 41 Preferred Provider Organization(PPO) plans. Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 77 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the PPO HSA 4500 - Flex plan from Harvard Pilgrim, at $412.11 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Harvard Pilgrim has 77 plans that participates in Health Maintenance Organization(HMO) network and 41 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Worcester, Massachusetts.
Blue Cross Blue Shield of Massachusetts has the largest network of practitioners in Worcester that accept Individual with over 1493 doctors to choose from. Tufts Health Plan comes in second with over 1113 and Harvard Pilgrim takes third prize with over 921 doctors. Need to see a specialist? There are many specialists in Worcester that accept Individual health plans, including over 651 internal medicine specialists, over 187 doctors in the pediatrics specialty, and over 164 physicians that specialize in psychiatry & neurology who accept Individual health plans.