Westfield, Massachusetts residents can enroll in any one of the 188 affordable Individual health plans offered. Of the 5 insurance companies that offer Individual health plans in Westfield, Harvard Pilgrim, AllWays Health Partners, and Blue Cross Blue Shield of Massachusetts have the highest number of plans to choose from.
If you want to see a doctor outside of your network, you can select from the 73 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 115 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Tufts Health Direct Catastrophic plan from Tufts Health Plan. The monthly cost of this plan is $243.91.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. The carrier with the largest selection of Individual plans in Westfield, Massachusetts is Harvard Pilgrim, which offers 115 plans with Health Maintenance Organization(HMO) network and 73 Preferred Provider Organization(PPO) network plans.
In Westfield, Blue Cross Blue Shield of Massachusetts is the insurance carrier with the largest network of practitioners with 71 doctors to choose from. Tufts Health Plan comes in second with 42 and Harvard Pilgrim is third with 39 doctors that accept Individual. Need to see a specialist? There are many specialists in Westfield that accept Individual health plans, including 26 internal medicine specialists, 13 doctors in the pediatrics specialty, and 11 physicians that are a physical therapist who accept Individual health plans.