Watertown, Massachusetts residents can enroll in any one of the 189 affordable Individual health plans offered. There are 5 insurance carriers that offer inexpensive Individual health plans in Watertown. Of these, the companies that offer the largest variety of plans to choose from are Harvard Pilgrim, AllWays Health Partners, and Blue Cross Blue Shield of Massachusetts.
If you want to see a doctor outside of your network, you can select from the 73 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 116 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Tufts Health Direct Catastrophic plan from Tufts Health Plan. The monthly cost of this plan is $237.16.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Watertown, Massachusetts is Harvard Pilgrim, which offers 116 plans with Health Maintenance Organization(HMO) network and 73 Preferred Provider Organization(PPO) network plans.
If you select Blue Cross Blue Shield of Massachusetts as your Individual provider, you’ll have access to 91 participating doctors in Watertown. Harvard Pilgrim has 50 doctors in their network and Tufts Health Plan follows with a network of 47 practitioners. Individual enrollees that need to see a specialist in Watertown are in luck, as the city has 31 doctors specializing in internal medicine, 23 physical therapists, and 15 dentists who accept Individual health plans.